Business Insurance



General and Professional Liability Insurance for USA from Business Insurers of the Carolinas

Welcome to Business Insurers of the Carolinas

Workers Compensation

To apply for workers compensation insurance for dog training,

Click Here to obtain Workers Compensation Proposal

Business Insurers has been providing General Liability specifically designed for IACP members since 2003. Our coverage includes the broadest Care Custody and Control coverage for the pets and property in your care whether at your client's home, in transit or at your home. This policy was designed to take the worry and the hassle out of finding reliable coverage. Best of all, buying coverage endorsed by IACP means affordable group rates. You must be an active member of IACP to apply or renew coverage*.

The International Association of Canine Professionals provides General Liability Protection Insurance and Professional Liability Insurance to its Professional and Associate members. United Specialty Insurance/Century Surety Insurance provides the General Liability insurance and the Professional Liability Policy is by Travelers Casualty and Surety Company of America.  These Policies are for IACP Members only resident in the USA.

The General Liability Insurance Policy covers all of your premises and operations and other standard policy coverage’s; plus Care, Custody and Control (CCC) added coverage endorsement designed for the IACP. This is coverage for personal property including pets in your care, custody or control.

The Professional Liability Insurance provides coverage when the company or individual is alleged to have been negligent in performing or failing to perform their professional service for a fee.

We would encourage all members to consider these policies especially if they have no coverage at the present time.

For further information contact:
IACP Insurance Administrator, P.O Box 2536, Chapel Hill, NC 27515-2536
Telephone: 1-800-962-4611 ext 220 or 224
e-mail: [email protected]
Web Site -  

Business Insurers of the Carolinas is  writing just about any type of canine service. We have recently appointed with several new insurance companies and can now offer coverage for all of  the following (some of which we have offered all along): Dog Trainers, Groomers, Walkers/Sitters, Day Cares, Kennels, Non-Profit Service Groups, Rescue Groups, Shelters, Dog Clubs, Pet Supply stores/wholesalers, Pet Food Manufacturers, Vets/Vet Hospitals. We provide all of the following coverage’s: General Liability, Property, Workers Compensation, Auto, Inland Marine/Equipment, Directors & Officers Liability, Employment Practices Liability, Umbrellas.

Click Here to Apply/Renew - Dog Trainer Liability Policy
Click Here to Apply/Renew - Dog Trainer Dishonesty Bond

If IACP members have any coverage question or concerns regarding insurance, please give BIC a call!
If members tried BIC before and for some reason we couldn’t assist, please try us again. Business Insurers of the Carolinas wants to help!



In partnership with the International Association of Canine Professionals (Canada),
LMS PROLINK has developed a comprehensive insurance program customized to meet theunique protection needs of Certified Dog Trainers for the diverse services they provide.
Liability Expertise:
Through LMS PROLINK you have access to liability insurance experts who understand your animal training and behaviour business. LMS PROLINK manages over 40 Liability insurance programs for associations nationwide through the Canadian owned and operated PROLINK Insurance Group Inc. We understand the challenges in the pet dog training industry and have developed a customized insurance program to satisfy
these needs. Our main goal is to ensure you have adequate protection and give you peace of mind.
Commercial General Liability (CGL) Coverage:
CGL covers all of your premises and operations. It also includes Professional Liability & Care and Custody & Control coverage for your client’s personal property. This protection covers all the pets in your care under one policy. Liability insurance protects you and your business against claims under the policy (despite the fact that the accusation may or may not have merit). It is important to understand that even frivolous claims against you
must be defended to protect your reputation. These expenses and interruption to your operations can be quite costly. This program has been designed to reduce these concerns and allow you to focus on your business.
Protect Yourself:
LMS PROLINK has over 30 years of experience. You can operate your business with confidence knowing that should a claim arise, you will have the best coverage to protect the unique aspects of your business.

NEW IACP (Canada) Program Summary
The Deductible on all Coverages is $500 per occurrence
with the exception of Lost Key and Crime which is $0.
Coverage Details:
Commercial General Liability (which Includes Professional Liability)
Cover A – Bodily Injury & Property Damage
per occurrence: $2,000,000
per aggregate: $2,000,000
Cover B – Personal & Advertising Injury
per occurrence: $2,000,000
Tenants Legal Liability $500,000
Non Owned Automobile $2,000,000
Employee Benefits $1,000,000
Fidelity – Including Third Party $15,000
Money & Securities $1,000
Lost Key – Max. $500 per Home $10,000
Pets in Care, Custody & Control $25,000
*Additional Operations which can be covered – Higher Limits Available:
* This is not the complete list of operations your new insurer covers.
Use contact information below for additional details.
Kennels, Boarding or Breeding of Dogs
Dog Walking
Dog Daycare
Pet Taxi or Transportation
Associated Show Attendance
Pet Grooming
Pet Massage & Therapy
Pet Handlers
Poop & Scoop
Pet or House Sitting

This program has been brought to you by LMS PROLINKLtd. We are a national,
independent, Canadian owned and operated insurance brokerage with over 30
years experience in  association protection. For more information about this program or to learn about our other product, please contact:

IACP Program Account Manager
TF:800 663 6828
P: 416 644 7736
480 University Avenue
Suite 800

United Kingdom

Insurance has been agreed for members in the UK by WESTMINSTER INDEMNITY LTD

Click on Photo for information on Combined Professional Indemnity, Public Liability and General Insurance






Christopher O'Donovan
Relationship Manager
01305 839 939
Westminster Indemnity Ltd
No 5, 105 The Esplanade
Weymouth, Dorset